Scooter Insurance
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Scooters are small and lightweight bikes that typically have an engine size ranging from 50cc to 250cc, making them very popular with younger drivers. Before you take one onto the streets you will need at least third party scooter insurance, and it’s well worth shopping around….
| Insurance Choice Bike Insurance | Swinton Bike Insurance |
| eBike | Hastings Bike Insurance |
Because scooters are lightweight & relatively cheap, they are very popular amongst younger riders, but clearly this will have an effect on insurance costs, since the younger the rider the more expensive insurance cover becomes.
It can be tempting to simply aim for the cheapest scooter insurance, but you need to think carefully about the implications of being involved in an accident and how different levels of insurance cover might effect you & your scooter.
In essence there are 3 types of motor scooter insurance:
Third Party motor scooter insurance is cheapest since you are covered only for injuries or damage you do to other people or their property should you be unfortunate enough to be involved in an accident.
Fire and Theft covers your scooter should it be damaged by fire or stolen, and also gives cover for third parties as well.
Fully Comprehensive insurance offers the deepest level of cover, but it is also the most expensive option since it covers your scooter after an accident even if no other parties were involved.
Of course everyones circumstances & requirements are different, but whichever type of scooter insurance you decide to opt for it is in your best interests to shop around for the best deal.
We have recommended a number of bike insurance companies who also offer scooter insurance on our Insurance Companies page. These companies are well aware of the needs of scooter riders and offer a range of flexible insurance to help scooter riders find the best deal for their needs, particularly where younger riders are involved.
These include scooter insurance comparison to find you the best deal from a range of insurance companies, pay as you go for low mileage users, instant cover, & much more.
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