RAC Car Insurance
![]() |
![]() |
![]() |
![]() |
RAC competitive car insurance includes the most popular elements as standard. It’s simple.
The RAC search their panel of approved insurers to find you the best possible price. Choose from comprehensive, third party, fire and theft, or upgrade to Car Insurance Plus for even more cover – free to existing members.
A free upgrade to RAC Car Insurance Plus and £30 cashback*** for existing RAC Members.
Take out comprehensive car insurance with RAC and you can save up to 30% on RAC breakdown cover* and also get a generous no-claims discount.
RAC Car Insurance includes:
• Windscreen replacement and repair
• Repairs – use a member of our approved network for repairs and get a 3 year guarantee on any work completed.
• Personal belongings cover up to £150
• Personal injury cover for you and your partner of up to £2,500 per person, per claim
• Medical expenses cover up to £100 for each person following an accident.
• Audio equipment cover up to £500 for non-manufacturer equipment and unlimited cover for manufacturer fitted equipment.
• If you car is less than 12 months old and is seriously damaged we will replace it with a new car of the same make, model and specification.
RAC Car Insurance Plus
Looking for extra peace of mind? Upgrade your cover to RAC Car Insurance Plus and add all the extras listed below to what’s already included in our great value, comprehensive RAC Car Insurance
After an accident
• A courtesy car when yours is off the road following a claim as long as you use one of our approved repairers
• Help with onward travel
• Physiotherapy after an accident up to £400
• Up to £100 per seat towards replacement child car seats after an accident, even if there’s no apparent damage
• If you’re hit by an uninsured driver, we will refund your excess and you won’t lose your no claims discount providing the accident isn’t your fault
Extra benefits
• If you lose your car keys we’ll pay for replacements, and cover the cost of changing your car’s locks too
• Drive your car abroad with the same cover in the EU as you have at home
• If your car is vandalised you won’t lose your no claims discount
• If you’re taken seriously ill on a journey, we’ll collect you, and your car, and drive you home
The amount of cover you get with our Car Insurance will also be raised:
• Personal belongings up to £250
• Medical expenses up to £250
• Personal injury cover for you and your partner of up to £5,000 per person, per claim
• Audio equipment up to £1,000 for non-manufacturer-fitted equipment
* Discount on breakdown cover excludes Roadside cover
Visit the RAC now to save money on your car insurance.
*** The cashback amount is £30 and is only available to RAC members subject to valid membership number being entered on the quote page. It will be paid by cheque subject to the purchase of RAC Car Insurance. The cheque will be despatched within 30 days of the start date of the insurance subject to the policy being in force on day 15. This offer is not available to existing RAC Car Insurance policyholders. This offer is not available in conjunction with any other offer and may be withdrawn at any time.





