Cheap Moped Insurance
Mopeds are a cheap form of transport, popular with young people, new motorists, and students, and they also tend to be relatively cheap to insure. However, you should still shop around to find the best quote because theres still money to be saved….
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Before you take your moped onto the road you need at least third party moped insurance, and you really should shop around to find the best deal that you can, particularly since insurance costs tend to become more expensive the younger the driver is. However this is offset by mopeds being classed in the lowest insurance groups of all vehicles.
Insurance comparison sites will help to make the task much easier for you by comparing moped insurance from a number of insurance companies to find the best deal for your circumstances with the minimum fuss or effort.
Many moped insurance companies will have a number of different benefits that are available, some of which might be useful to you, like for example pay as you go insurance, some which may not – maybe you won’t need that European cover after all.
You need to think about which benefits will be useful to you, since they all ultimately cost money, and it is pointless paying for something that you will never need.
In the end you want the cheapest moped insurance that will meet your needs, not simply the cheapest available, so consider carefully what would happen if you were involved in an accident, and how you would replace your scooter if it was not covered by your moped insurance.
There are 3 basic levels of moped insurance:
Third Party moped insurance is cheapest because you are only insured for injuries and damage to other people or their property. This means that your moped will not be repaired or replaced.
Fire and Theft covers your moped for damage by fire or theft, and also insures for third parties as well, but it also will not cover repairs or replacement for your moped if damaged in an accident.
Fully Comprehensive insurance offers the best level of cover, but is the most expensive option since it covers your moped for repairs or replacement after an accident, even if no one else was involved.
You need to decide exactly what you need before you start comparing insurance, but whichever form of moped insurance you opt for it is in your best interests to make sure that you get the best price.
We recommend a number of bike insurance companies who also offer moped insurance. These companies offer a range of flexible insurance to help moped owners find the best deal for their needs, catering especially for young &/or inexperienced motorists.
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